Also - create an irs profile and check to require a password to file taxes. And also create ssa profile and check the data.

It was both within the last 5 years, and transunion recently. They all gave free monitoring for those affected.

How hard is it for laymen people to install and use it? Are there step by step instruction available?

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I was actually looking at foldable phones a few weeks back, seems like 2 screens isn’t enough to make a difference, but 3 screens are. It’s either I get that or a foldable 1 screen phone (like a flip phone).

On another note, after Tim apple bribed Trump with a gold ball I’ve decided to no longer buy apple products again. And it’s kind of a big deal because I’ve had iPhones since 2008.